A prominent Indian banking professional, Mr. Balachandran has had an illustrious banking career spanning 38 years, during which period he has held high profile positions like Chairman and Managing Director of Bank of India, Executive Director in the same bank, Chief Executive of Bank of Baroda, New York and General Manager and Zonal Manager of Bank of India Chennai Zone. His tenure in Bank of India saw a number of strategic and bold inititaives. He has served also as the Chairman of StarUnion Dai-chi Insurance Company and Director of Institute of Banking Personnel Selection. He currently serves as a Director of National Payment Corporation and Small Industrial Development Bank of India. He has also been associated with several commitees of RBI, IBA, NABARD and the Governnment of India.